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This booklet is intended to provide general information. It should not be used as a substitute for legal or other professional advice. Regulations governing retirement plans change rather often, and can apply differently to people in different circumstances. Because the booklet is meant only for general guidance, persons wanting specific advice suitable for their own circumstances should engage a qualified professional advisor such as an actuary who counsels individuals, an attorney, or a financial planner.
English and Spanish versions of the complete booklet can be downloaded below.
Seven
Life-Defining Financial Decisions 
(completed booklet)
New! Siete Decisiones Financieras Que Pueden Definir El Rumbo De Su Vida(Spanish Version - completed booklet)
Seven Life-Defining Financial Decisions
(full research and background paper) © 2003 The Actuarial
Foundation
Seven Life-Defining Financial
Decisions
(order form)
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